民法典规定的可抵押财产和不可抵押财产

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为担保债务的履行,债务人(debtor)或者第三人不转移财产的占有,将该财产抵押给债权人的,债务人不履行到期债务或者发生当事人约定的实现抵押权的情形,债权人有权就该财产优先受偿。前款规定的债务人或者第三人为抵押人,债权人为抵押权人,提供担保的财产为抵押财产(mortgaged property)。


《民法典》第三百九十五条:

债务人或者第三人有权处分的下列财产可以抵押:

(一)建筑物和其他土地附着物;

buildings and other things attached to the land;

(二)建设用地使用权;

the right to use a lot of land for construction purposes;

(三)海域使用权;

the right to use the sea areas;

(四)生产设备、原材料、半成品、产品;

production equipment, raw materials, work in process, and finished products;

(五)正在建造的建筑物、船舶、航空器;

buildings, vessels, and aircraft under construction;

(六)交通运输工具;

buildings, vessels, and aircraft under construction;

(七)法律、行政法规未禁止抵押的其他财产。抵押人可以将前款所列财产一并抵押。

other property not prohibited by laws or administrative regulations from being mortgaged.


下列财产不得抵押:

(一)土地所有权;

land ownership;

(二)宅基地、自留地、自留山等集体所有土地的使用权,但是法律规定可以抵押的除外;

the right to use the land owned by a collective, such as house sites, land and hills retained for household use, unless it may be mortgaged as provided by law;

(三)学校、幼儿园、医疗机构等为公益目的成立的非营利法人的教育设施、 医疗卫生设施和其他公益设施;

educational facilities, medical and health facilities, and other public welfare facilities of non-profit legal persons established for public welfare purposes, such as schools, kindergartens, and medical institutions;

(四)所有权、使用权不明或者有争议的财产;

property of which the ownership or right to the use is unclear or disputed;

(五)依法被查封、扣押、监管的财产;

property that has been seized, detained, or placed under custody in accordance with law; and

(六)法律、行政法规规定不得抵押的其他财产。

other property that may not be mortgaged as provided by laws or administrative regulations.


参考双语例句:

To receive money on deposit or loan and borrow or raise money in such manner as the Company shall think fit, and in particular by the issue of debentures, or debenture stock (perpetual or otherwise) and so secure the repayment of any money borrowed, raised or owing mortgage, charge or lien upon all or any of the property or assets of the Company (both present and future), including its uncalled capital, and also by a similar mortgage, charge or lien to secure and guarantee the performance by the Company or any other person or company of any obligation undertaken by the Company or any other person or company as the case may be.

收取按金款项或贷款及借款或以本公司认为合适的有关方式筹资,尤其是透过发行债权证或债权股证(永久或其他方式)以取得偿还任何所借款项筹集或所欠或本公司(现时及未来)物业或资产的全部或任何抵押押记或留置权,包括其未缴催缴资本,及亦类似抵押押记或留置权以取得及担保本公司或任何其他人士或公司于本公司或任何其他人士或公司(视乎情况而定)所担保的任何责任。

发布于 2022-10-30 12:26:47
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