产品责任（Product Liability）是指由于产品有缺陷，造成了产品的消费者（consumer）、使用者（user）或其他第三者的人身伤害或财产损失，依法应由生产者（manufacturer）或销售者（seller）分别或共同负责赔偿的一种法律责任。

在责任保险领域内，产品责任保险是发展较为迅速的险种。零售商、批发商和制造商对由离开销售和生产场所的商品的使用或消费引起的伤害被认为是负有法律责任的。

产品责任产生的几种情况：

因产品存在缺陷造成他人损害的，生产者应当承担侵权责任的几种情况：

因产品存在缺陷造成他人损害的，被侵权人可以向产品的生产者请求赔偿，也可以向产品的销售者请求赔偿。产品缺陷由生产者造成的，销售者赔偿后，有权向生产者追偿。因销售者的过错使产品存在缺陷的，生产者赔偿后，有权向销售者追偿。

因运输者、仓储者等第三人的过错使产品存在缺陷，造成他人损害的，产品的生产者、销售者赔偿后，有权向第三人追偿。

因产品缺陷危及他人人身、财产安全的，被侵权人有权请求生产者、销售者承担停止侵害、排除妨碍、消除危险等侵权责任。

相关法律法规：

《民法典》第一千二百零六条：

产品投入流通后发现存在缺陷的，生产者、销售者应当及时采取停止销售、警示、召回等补救措施；未及时采取补救措施或者补救措施不力造成损害扩大的，对扩大的损害也应当承担侵权责任。

Where a defect of a product is discovered after the product is put into circulation, the manufacturer or seller shall take remedial measures such as stopping sales, providing warnings, or recalling the product in a timely manner. The manufacturer or seller, who fails to take remedial measures in a timely manner or take ineffective measures so that the damage is aggravated, shall be liable also for the aggravated part of the damage.

依据前款规定采取召回措施的，生产者、销售者应当负担被侵权人因此支出的必要费用。

Where a product is recalled in accordance with the preceding paragraph, the manufacturer or seller shall bear the necessary expenses incurred by the infringed person.

《民法典》第一千二百零七条：

明知产品存在缺陷仍然生产、销售，或者没有依据前条规定采取有效补救措施，造成他人死亡或者健康严重损害的，被侵权人有权请求相应的惩罚性赔偿。

Where a manufacturer or seller manufactures or sells a product knowing that the product is defective, or failing to take remedial measures in accordance with the provisions of the preceding Article, so that death or serious physical harm is caused to another person, the infringed person has the right to request for the corresponding punitive damages.

参考双语例句：

The potential risks and uncertainties include, but are not limited to, such factors as rapidly changing technology and product obsolescence, potential cost increases, variations in customer order preferences, weakness or competitive pricing environment of the marketplace, uncertain demand for and acceptance of the company's products, adverse circumstances in any of our end markets, results of in-process or planned development or marketing and promotional campaigns, difficulties foreseeing future demand, potential non-realization of expected orders or non-realization of backlog, product returns, product liability, and other potential unexpected business and economic conditions or adverse changes in current or expected industry conditions, difficulties and costs of protecting patents and other proprietary rights, inventory obsolescence and difficulties regarding customer qualification of products.

其中，下列因素可能导致实际结果与这些前瞻性声明中所描述的结果存在实质性的差异：技术的快速变化或產品停产，潜在成本上涨，客户订单偏好的改变；半导体行业的激烈竞争以及随之而来的价格下滑压力，对產品的需求与 接受程度相关的不确定因素;终端市场的不利条件；正在进行中或已计画的发展或市场推广和宣传所带来的影响，预测未来需求的困难性；预期 订单或积压订单无法实现的可能性；产品责任问题，以及现有或预计半导体行业出现其它未能预计的潜在业务和经济情况或不利因素；保护专利及其它所有权的困难 性和成本，客户的产品认证事宜而引致產品停產或其它困难等。