“不符点”的英文表达为“discrepancy”，指在对外贸易过程中，银行给买家开出信用证(L/C)，卖家没有按照信用证的要求出具的单据内容，一旦卖方的单证跟L/C上有不相符合的地方，即使一个字母或一个标点符号与信用证不相符合，都记为一处不符点。

常见的不符点：

一.信用证过期；credit expired.

二.信用证装运日期过期；the shipping date of the l/C expires.

三.受益人交单过期；beneficiary's presentation of documents expire.

四.运输单据不洁净；transport documents are unclean.

五.运输单据类别不可接受；type of transport document is unacceptable.

六.没有“货物已装船”证明或注明“货装舱面”；no “Goods Shipped”.

七.运费由受益人承担，但运输单据上没有“运费付讫”字样；no “freight paid”

八.启运港、目的港或转运港与信用证的规定不符；port of departure, port of destination or port of transhipment does not comply with the stipulations of the credit.

九.汇票上面付款人的名称、地址等不符；name, address, etc. of the drawee on the draft does not match.

十.汇票上面的出票日期不明；date on the draft is unknown.

十一.货物短装或超装；goods are short or over loaded.

十二.发票上面的货物描述与信用证不符； description of goods on the invoice does not accord with the l/C.

十三.发票的抬头人的名称、地址等与信用证不符；name, address, etc. of the beneficiary of the invoice do not accord with the l/C.

十四.保险金额不足，保险比例与信用证不符；insured amount is insufficient and the insurance proportion is not in conformity with the l/C.

十五.保险单据的签发日期迟于运输单据的签发日期（不合理）；issue date of the insurance document is later than that of the transport document.

十六.投保的险种与信用证不符；the coverage is not in conformity with the credit

十七.各种单据的类别与信用证不符；the types of documents do not conform to the credit.

十八.各种单据中的币别不一致；the currencies in the various documents are inconsistent.

十九.汇票、发票或保险单据金额的大小写不一致；inconsistent capitalization of money order, invoice or insurance document amounts.

二十.汇票、运输单据和保险单据的背书错误或应有但没有背书；wrong or due or no endorsement of drafts, transport documents and insurance documents.

二十一.单据没有必要签字或有效印章；documents without necessary signature or valid seal

二十二.单据的份数与信用证不一致；number of copies of documents does not agree with the l/C

二十三.各种单据上面的“Shipping Mark”不一致；"Shipping Mark" on all documents is inconsistent

二十四.各种单据上面的货物的数量和重量描述不一致。description of quantity and weight of goods on various documents do not agree.

参考双语例句：

假如我们收到具有不符点的单据，我们将出具拒付通知、（暂时）扣留单据、并等待单据提交人（受益人）处理。

If discrepant documents are presented to us, we will give notice of refusal and hold documents at presenters disposal.

如果提示的单据中有受益人和你方银行的不符点，或者我们收到单据后发现任何不符之处，每一不符点，我们将扣除50美元。

If the documents presented with any discrepancies from beneficiary to your good bank or we find any discrepancies when we received the documents we will claim USD50.00 for each discrepant.