贷款协议一般译为“facility agreement”，贷款人一般译为“lender”，借款人一般译为“borrower”。例句如下：。

A (the " Lender")is pleased to make available to B, a Massachusetts corporation (the " Borrower"), a termloan on the terms and subject to the conditions set forth below. Terms notdefined herein have the meanings assigned to them in Exhibit A hereto.

贷款人与借款人的概念切勿混淆，一字之差，可谓失之毫厘差之千里。贷款人为借出款项的一方，借款人则为借进款项的一方。